- Last Updated: October 2026
Car Accident Attorney Serving New York, Connecticut, and New Jersey
If you were injured in a car accident, Eddy & Associates can explain your options and handle communications with the insurance companies. Eddy & Associates represents injured people throughout New York, Connecticut, and New Jersey and offers free consultations with no obligation.
Elmhurst, NY (212) 459-1800 · Westport, CT (203) 341-9808
IMPORTANT LEGAL NOTICE. This page provides general information and is not legal advice. Deadlines and legal rights depend on the facts of each case.
Car Accident Representation in New York, Connecticut, and New Jersey
A car accident can create immediate medical, financial, and insurance problems. Eddy & Associates represents people injured in rear-end collisions, intersection crashes, highway accidents, hit-and-run incidents, rideshare accidents, delivery-vehicle crashes, and other motor vehicle collisions.
Cases are handled on a contingency fee basis.
Car Accident Cases Eddy & Associates Handles
Rear-End and Intersection Collisions
These crashes can cause neck, back, head, and other injuries even when vehicle damage appears limited.
Highway and Multi-Vehicle Accidents
Crashes on I-95, the Merritt Parkway, New York expressways, and other heavily traveled roads may involve several drivers or commercial vehicles.
Distracted or Impaired Driving
Phone use, inattention, alcohol, drugs, and other unsafe behavior can support a negligence claim.
Rideshare and Delivery-Vehicle Accidents
Uber, Lyft, delivery, and fleet-vehicle cases may involve several insurance policies.
Hit-and-Run Accidents
A claim may still be possible when the driver leaves the scene.
Uninsured or Underinsured Drivers
Your own policy may provide protection when the responsible driver lacks sufficient insurance.
What to Do After a Car Accident
Get medical attention.
Call the police and request an accident report when appropriate.
Photograph the vehicles, roadway, injuries, and surrounding conditions if safe.
Preserve receipts, medical records, and correspondence.
Do not sign a release or give a recorded statement before understanding its effect.
Contact an attorney promptly.
How Eddy & Associates Helps
01
Direct Attorney Involvement
Attorney Deborah D. Eddy handles each case personally and remains involved from consultation through resolution, supported by her paralegals and case managers.
02
Investigation and Documentation
03
Medical and Claim Coordination
04
Negotiation and Litigation
Eddy & Associates communicates with insurers, explains settlement options, and prepares cases for litigation when necessary.
Compensation That May Be Available
Medical expenses and reasonably anticipated future treatment costs.
Lost wages and reduced future earning capacity.
Physical pain, emotional distress, and loss of enjoyment of life.
Vehicle repair or replacement and other property damage.
Loss of consortium or other legally available damages.
Key Rules for New York, Connecticut, and New Jersey Car Accident Claims
Filing Deadlines
Comparative Fault
For non-motor-vehicle claims, New York follows pure comparative negligence. For motor-vehicle cases, New York law (CPLR 1411(b), effective May 2026) bars recovery entirely when the injured person’s share of fault is greater than the defendant’s. Connecticut and New Jersey follow modified comparative negligence, which can bar recovery when the injured person’s share of fault is too high.
New York No-Fault Insurance
New York provides no-fault benefits covering a portion of medical expenses and lost earnings regardless of who caused the crash, subject to policy limits and filing requirements. Connecticut does not use the same no-fault system. New Jersey requires personal injury protection coverage on every standard auto policy, and those benefits generally apply regardless of fault. (New Jersey’s Basic Policy does not require PIP — it is optional.)
Government and Municipal Claims
New Jersey
New Jersey drivers choose their right to sue when the policy is written, not after the crash. Every auto policy in the state carries an election between a limitation on lawsuit option and an unrestricted option, and that choice controls whether a claim for pain and suffering is available at all. The election is locked for any accident that has already happened. Eddy & Associates reviews the declarations page early, because the answer shapes the rest of the claim.
Personal injury protection benefits generally apply regardless of who caused the crash. Those benefits cover medical treatment and a portion of lost earnings, subject to the limits selected on the policy.
Frequently Asked Questions
How much does it cost to hire Eddy & Associates?
Cases are handled on a contingency fee basis. You pay no attorney fees unless compensation is recovered. The initial consultation is free.
What happens if the insurance company contacts me?
Be careful about recorded statements, releases, medical authorizations, and early settlement offers.
Can I bring a claim if I was partly responsible?
Possibly. New York, Connecticut, and New Jersey all use comparative fault, but the rules differ.
What if the other driver did not have enough insurance?
Uninsured or underinsured motorist coverage may apply depending on the policy and facts.
How long will my case take?
The timeline depends on medical recovery, fault, coverage, parties, and whether litigation is required.
IMPORTANT LEGAL NOTICE. This page provides general information and is not legal advice. Deadlines and legal rights depend on the facts of each case.